Credit Risk Analyst

  • 32 to 40 hrs
  • Hybrid working
  • Amsterdam / Berlin

Your role

The corporate lending business line is a recent and growing addition to the portfolio of the Bank. As a Credit Risk Analyst you will support the development and maintenance of a variety of solutions across different  platforms to facilitate the assessment and monitoring of credit risk related to corporate lending activities.  These solution aim to automate processes and scale the activities throughout the different phases of the customer lifecycle.

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Your responsibilities

Solution Development:

  • Create and maintain internal solutions for initial and ongoing credit assessments of corporate customers and lending products.
  • Collaborate with team members and stakeholders to ensure outputs meet regulatory requirements and business needs.
Credit Assessment and Monitoring:
  • Develop robust, automated solutions to minimize data inconsistencies and enhance risk analysis.
  • Assist in creating scoring frameworks, RWA calculation methodologies, and capital allocation tools.
  • Produce reporting dashboards for stakeholders to facilitate informed decision-making.
  • Adapt solutions to accommodate changes in internal or regulatory requirements.
Collaboration and Relationship Building:
  • Foster effective relationships with colleagues across the organization, including Lloyds Banking Group and other business functions such as Finance, Treasury, and Product Management.
Documentation and Testing:
  • Prepare accurate and insightful testing and data validation reports for internal and regulatory purposes.
  • Ensure all documentation is up-to-date and reflects the latest changes in solutions.

Your team

Are you ready to be part of a forward-thinking team that plays a crucial role in safeguarding our financial stability? Welcome to the Risk Management & Controlling (RMC) department at Lloyds Bank GmbH.

Our team is at the forefront of identifying, assessing, and mitigating risks to ensure the bank's resilience and success. We are a diverse group of professionals who thrive on collaboration, innovation, and excellence.

​​​​​​​Why Join Us?

  • Impactful Work: Contribute to critical risk management initiatives that protect our clients and the bank.
  • Collaborative Environment: Work alongside talented colleagues in a supportive and inclusive atmosphere.
  • Professional Growth: Access opportunities for continuous learning and career advancement.
  • Strategic Locations: Be based in either vibrant Berlin, Germany, or the dynamic city of Amsterdam, the Netherlands.

You recognize yourself in this profile

Experience and Knowledge
  • Recent graduate or up to 3 years of experience, preferably in the financial sector.
  • Proficiency in VBA, SQL, Python, or similar.
  • Basic knowledge of financial concepts.
  • Experience with data visualization tools (e.g., PowerBI) is a plus.
  • Proficient in Microsoft Office applications (Word, Excel, PowerPoint).
Qualifications
  • Bachelor’s or Master’s degree in a relevant subject (econometrics, engineering, quantitative finance, data analytics, or similar).
Skills and Capabilities
  • Strong analytical and problem-solving skills.
  • Excellent planning and organizational abilities.
  • Self-motivated, proactive, and able to work under pressure.
  • Hands-on mentality with a proactive approach to challenges.
  • Good communication skills in English; Dutch or German is a plus.

What's in it for you? 

On top of being part of a great group of colleagues we offer you a position for 32 to 40 hours a week. This aligns with a compensation package in line with the market and excellent secondary employee benefits, including:

  • 13th month salary, either paid monthly or once a year in December
  • 30 days PTO (or 240 hours) per year (based on fulltime employment)
  • You can ‘Swap Days’ to exchange Dutch National Holidays for another day of your choosing
  • Non-contributory pension scheme
  • You can join our collective medical scheme with a discount
  • To support our Green goals, we encourage you to purchase a bike via our bike plan
  • We want you to be healthy, so support you in joining a gym of your choosing through our sponsored (bedrijfs-) Fitness
  • Get to know everyone in person and join the quarterly Connection Events
We also value your work-life balance, so offer;
  • Flexible working; you can schedule your work hours to meet your personal needs
  • Hybrid working; you can work from anywhere, even work from another country within the EU
  • And provide you with a home office set up

Your recruitment process

About Lloyds Bank

Lloyds Bank GmbH is part of Lloyds Banking Group, a financial institution with a large clientele in the UK and other parts of the world. Together with our office in Berlin, we form Lloyds Bank GmbH with its headquarters in Amsterdam and we have over 500 colleagues.

We aim to lead by example in the bold decisions we make as a business, from where and how we invest, to the products and services we offer, and of course the workplace we create. We will search for new ways to work with people, communities and businesses, to always evolve with their needs. And we will never stop innovating to make sustainable, ethical choices easy and rewarding.

At Lloyds Bank GmbH we play an important part in peoples’ lives, by the products we offer, and also how we operate. We finance your mortgage, keep your savings secure and also provide you with a personal loan if you need this. In Amsterdam we do this with an enthusiastic team of approximately 200 colleagues from different nationalities, and with an engagement score of 93%, colleagues find us a real ‘Great Place to Work’!

With our grand ambitions, we are looking for new colleagues who will bring fresh ideas to help us grow!

Are you ready to join our journey?

Have we made you curious, and are you ready to join the team? Please introduce yourself to us in the best way possible and send this to: stanley.waccary@lloydsbank.nl, or use the application form on our website. A screening is part of the process. 

We hope to meet you soon!

Acquisition to this vacancy is not appreciated.

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