Your role
We may be part of a large banking group, but we’re a small, tight-knit bank with a focused business model and a young team. For our Business Support Unit, we are looking for an experienced First Line Risk Management Expert (Financial Crime Prevention). As a Risk Expert, you will support our business in identifying, assessing, and mitigating a wide range of risks, with a primary focus on anti-money laundering, fraud prevention, and sanctions compliance, working closely with, among others, the Integrity Control Department to prevent and/or detect risks and implement appropriate measures.
A day in the life of a Risk Expert in Financial Crime Prevention
After our daily stand-up with the team, where we discuss the latest progress on ongoing activities, exchange insights, and address challenges, you will fill your morning with requests from Second Line of Defence (2LoD) and/or Third Line of Defence (3LoD), conduct research on the risk framework, and review first-line responsibilities. You will have conversations with stakeholders and collaborate with first-line departments, such as Integrity Control and underwriting departments, to ensure a clear understanding of risk-mitigating controls and actions. Together with the team, you will decide when to work at the office or from home. At the office, you can have the most interesting conversations with colleagues during lunch and learn more about your colleagues and Lloyds Bank.
After lunch, you will join a meeting with the Financial Crime Team (2LoD) to coordinate on issues within relevant departments, such as audit findings or action plans that need attention. Towards the end of your workday, you will have time to work on the training materials you are creating. This training will help other first-line colleagues understand the risks we are facing and how they can mitigate these risks.
Which team will you be joining?
The Business Support Unit is a completely new team that operates within the First Line of Defence. Within the team, you will work with Risk Experts with various areas of expertise, Business Support Managers, and Quality Assurance Officers. Together, you will ensure the proper interpretation and implementation of various mitigating controls and maintain a robust risk framework.
You will serve as the primary risk management support to first-line teams, such as Human Resources, Marketing, Business Development, and Operations. You will also be the first point of contact for second-line risk specialists, promoting collaboration and communication to address risk management needs effectively. By enhancing the capabilities of the first line, the 1st Line Risk Management Expert will contribute to the bank's ability to manage risks effectively while seizing opportunities for innovation and development.
It's also important to note that the 1st Line Risk Management Expert operates as a general risk management support function. For this role, you must be willing to operate in other risk areas as needed, such as Data Privacy, Credit Risk, Legal & Compliance, Operational Risk, and Conduct Risk, to maintain continuity and flexibility within the team. Working with colleagues in the unit, this is an excellent opportunity to learn about different risk divisions.
We Do This By:
- Risk Identification and Assessment
- Risk Administration and Documentation
- Internal & External Audit Support
- Training and Support
- Collaboration and Communication
- Process Governance and Standardization
- Continuous Improvement
- Stakeholder Management
You recognize yourself in this profile
Capabilities
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Analytical Thinking: Ability to assess complex risks and recommend appropriate mitigation strategies.
- Problem Solving: Skilled in identifying, analyzing, and resolving risk issues efficiently.
- Autonomy: Able to manage tasks and priorities independently, delivering results with minimal supervision.
- Proactivity: Demonstrates a proactive approach to risk identification, mitigation, and continuous improvement.
- Collaboration: Strong team player, working effectively across business teams and risk domains.
- Communication: Excellent communication skills in both Dutch and English, both verbal and written, with the ability to influence stakeholders at all levels.
- Adaptability: Flexible and able to thrive in a fast-changing, dynamic environment.
- Influencing: Strong interpersonal skills to promote a risk-aware culture and drive change.
Qualifications
Experience and Knowledge
- Minimum of 5 years of experience in Financial Crime Risk Management.
- Professional who has a proven track record in AML risk management within established Dutch banks and is well-versed in mortgage risks, transaction monitoring, fraud prevention and sanctions topics as well within compliance.
- Strong understanding of regulatory requirements and frameworks (e.g., GDPR, AML, BCBS 239).
- Familiarity with the Three Lines of Defence model and its application in an organization.
- Hands-on experience with risk management or GRC tools, frameworks, and methodologies.
- Working knowledge of agile principles and practices (preferred).
- Demonstrated ability to maintain accurate and organized risk documentation.
- Deep understanding of AML/CTF regulations, sanctions compliance, and fraud prevention.
Demonstrate your knowledge
Please have a look at our website. Can you write a small paper when it comes to certain risk elements within the mortgage markets? Have a look at the way we operate and the risks we might be exposed to.
Explain why you would focus on these certain topics and how this should be included in risk guidances.
Some highlights of our benefits for you!
- 13th-month salary, either paid monthly or once a year in December.
- 30 days PTO (or 240 hours) per year (based on full-time employment).
- Non-contributory pension scheme.
- Flexible working; you can schedule your work hours to meet your personal needs.
Your recruitment process
Apply to our vacancies by sending your CV and motivation letter to stanley.waccary@lloydsbank.nl, or use the application form on our website. After receiving your application, we'll review it and share a reply as soon as possible.
After you have submitted your application, our recruiter Stanley Waccary will reach out to you to plan a short introductory chat via Teams.
Your first chat with us will take place either online or at our Amsterdam office. The goal of this chat is get to know each other, and see if there's a match with the team, the organisation and the open position.
We're excited to have you meet additional collagues. The chat will take place either online or at our Amsterdam office, during which we'll dive deeper into the requirements of the position and the team you'll be joining.
Congratulations! We're happy to have you as our newest addition to the team. Do you feel the same way? Then you'll receive our offer by email. For most roles, a screening is part of the process. This will take place after accepting the offer.
About Lloyds Bank
Lloyds Bank GmbH is part of Lloyds Banking Group, a financial institution with a large clientele in the UK and other parts of the world. Together with our office in Berlin, we form Lloyds Bank GmbH with its headquarters in Amsterdam and we have over 500 colleagues.
We aim to lead by example in the bold decisions we make as a business, from where and how we invest, to the products and services we offer, and of course the workplace we create. We will search for new ways to work with people, communities and businesses, to always evolve with their needs. And we will never stop innovating to make sustainable, ethical choices easy and rewarding.
At Lloyds Bank GmbH we play an important part in peoples’ lives, by the products we offer, and also how we operate. We finance your mortgage, keep your savings secure and also provide you with a personal loan if you need this. In Amsterdam we do this with an enthusiastic team of approximately 200 colleagues from different nationalities, and with an engagement score of 93%, colleagues find us a real ‘Great Place to Work’!
With our grand ambitions, we are looking for new colleagues who will bring fresh ideas to help us grow!
Are you ready to join our journey?
Have we made you curious, and are you ready to join the team? Please introduce yourself to us in the best way possible and send your application, including your paper on risk elements within the mortgage market, to: stanley.waccary@lloydsbank.nl. A screening is part of the process.
We hope to meet you soon!
Acquisition to this vacancy is not appreciated.